Refinance Today

[Joel Hansen - Bank of America]

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Take advantage of lower rates before they rise again.

Refinance today.
		
 Bank of America -
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<https://lenderoffice.bankofamerica.com/ManagementCenter/uploads/BAC/Mar
keting%20Admins/images/spacer.gif> 	Bank of America can help. 

There are several reasons to refinance, and saving money is at the top
of the list. If you're currently in an adjustable rate mortgage (ARM),
you can lock in a fixed rate mortgage before the fixed portion of your
ARM expires and/or rates go up. Or, if you currently have a fixed rate
mortgage at a higher rate, you can refinance at a lower fixed rate.   

Refinancing doesn't need to be complicated or confusing. I'll guide you
step-by-step through the process, answer all your questions, and help
you find the best home financing solution that is best to fit your
needs.

I appreciate your busines and value your referrals; so if you or someone
you know is ready to consider refinance possibilties, please contact me.
Credit and collateral subject to approval. Terms and conditions apply.
Some restrictions may apply. See Bank of America for details.  Programs,
rates, terms and conditions are subject to change without notice.
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 Contact
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<https://lenderoffice.bankofamerica.com/ManagementCenter/uploads/BAC/Mar
keting%20Admins/images/spacer.gif> 	Joel Hansen
Mortgage Loan Officer
Direct line: (517) 290-4754

Visit my Web site <http://mortgage.bankofamerica.com/joelhansen>
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